Calcganit - Online Calculator Website
Effective Date: September 10, 2025 | Last Updated: September 10, 2025
← Back to Calcganit HomePlease read these terms carefully before using Calcganit. By using our website, you agree to these terms. If you do not agree, please do not use our service.
By accessing or using the Calcganit website (calcganit.com), you agree to be bound by these Terms of Service. This agreement is legally binding between you and Calcganit.
Your use of our website constitutes electronic acceptance of these terms, which is as legally binding as a written contract.
You must be at least 18 years old to agree to these terms. If you are between 13-18 years old, a parent or guardian must agree to these terms on your behalf.
Each time you use our service, you confirm your acceptance of the current version of these terms.
Calcganit provides free online calculators for financial, health, and business calculations. Our service includes:
We strive to maintain continuous service but cannot guarantee uninterrupted access. The service may be temporarily unavailable for maintenance, technical issues, or other reasons beyond our control.
We reserve the right to modify, suspend, or discontinue any part of our service at any time with or without notice.
You agree to use our service only for lawful purposes and in compliance with all applicable laws and regulations.
IMPORTANT: Calculator results are for informational purposes only. You are responsible for consulting qualified professionals (chartered accountants, financial advisors, doctors) before making important decisions based on our calculator results.
You are responsible for maintaining compatible devices, adequate internet connection, and updated browsers to access our service.
You may not use our service for any unlawful purpose or in any way that could harm our service or other users. Specifically prohibited:
| Prohibited Activity | Description |
|---|---|
| Automated Access | Using bots, scrapers, or automated tools |
| Data Mining | Extracting data for commercial purposes without permission |
| Reverse Engineering | Attempting to discover source code or algorithms |
| System Interference | Disrupting servers or other users' access |
| Commercial Misuse | Using calculators for unlicensed commercial purposes |
| False Information | Providing deliberately false data or feedback |
You may not copy, reproduce, or distribute our content, calculators, or other intellectual property without written permission.
Violation of these prohibited uses may result in immediate service termination, legal action, or other appropriate remedies.
Our calculators are provided "as is" and are intended for estimation purposes only. We do not guarantee accuracy, completeness, or fitness for any particular purpose.
All content, calculators, algorithms, software code, and branding elements on Calcganit are our intellectual property, protected by Indian and international copyright and trademark laws.
We grant you a limited, non-exclusive license to use our service for personal, non-commercial purposes only.
You may not, without written permission:
"Calcganit" is our trademark. You may not use our trademarks without permission.
User content includes feedback, calculator inputs, support messages, and any other information you provide to us.
By providing content, you grant us a non-exclusive license to use it to improve our service, create aggregated statistics, and provide support.
All user content must be lawful, truthful, appropriate, and respectful of others' rights.
Calculator inputs are processed locally on your device when possible. We do not store sensitive financial information unless explicitly stated in our Privacy Policy.
Our service may integrate with third-party services including Google Analytics, Google AdSense, email services, and social media platforms.
When using third-party services through our platform, you are also subject to their terms of service and privacy policies.
Links to external websites are provided for convenience only. We do not control or endorse external content and are not responsible for their policies or practices.
We may include affiliate links that generate commissions when you make purchases. This helps support our free service but does not affect our calculator accuracy or recommendations.
You may stop using our service at any time. If we provide user accounts in the future, you may request account deletion by contacting us.
We may terminate your access immediately if you violate these terms, engage in prohibited activities, or for legitimate business reasons.
If you believe your access was terminated in error, you may contact us within 30 days to request review.
Our service is provided "AS IS" without warranties of any kind. We do not guarantee accuracy, availability, or fitness for any particular purpose.
We do not warrant that our service will be uninterrupted, error-free, accurate, complete, or secure.
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our service.
Our total liability shall not exceed the amount you paid for our service in the 12 months preceding the claim (currently zero for free services).
You agree to defend and hold us harmless from any claims arising from your use of our service, violation of these terms, or violation of any third party rights.
These terms are governed by the laws of India, without regard to conflict of law principles.
Any legal disputes shall be resolved exclusively in Indian courts. You consent to personal jurisdiction and venue in India.
Before filing legal action, please contact us directly to attempt resolution:
Any disputes will be conducted on an individual basis, not as part of a class action or representative proceeding.
We reserve the right to modify these terms at any time to reflect service changes, legal updates, or business evolution.
When we make material changes, we will:
Your continued use of our service after changes take effect constitutes acceptance of the updated terms. If you do not agree to changes, you must stop using our service.
We maintain records of significant changes to these terms. Previous versions may be available upon request.
For questions about these Terms of Service:
Legal Department:
Email: anshvidyamentorship@gmail.com
Subject: "Terms of Service Inquiry"
Response Time: Within 72 hours
General Support:
Email: anshvidyamentorship@gmail.com
Website: calcganit.in
Response Time: Within 24 hours
By using Calcganit, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
These terms constitute the entire agreement between you and Calcganit regarding your use of our service.
Thank you for using Calcganit responsibly.