PRIVACY SUMMARY
Your privacy is important to us. This policy explains how Calcganit collects, uses, and protects your information when you use our calculator website.
Key Points:
- We collect minimal data needed for website functionality
- Calculator inputs are processed locally when possible
- We use cookies for analytics and advertising
- You can request data deletion at any time
- We never sell your personal information
INTRODUCTION
Welcome to Calcganit. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website calcganit.in or use our calculator services.
By using our service, you consent to the data practices described in this policy. If you do not agree with this policy, please do not use our service.
Contact Information: For privacy questions, email us at anshvidyamentorship@gmail.com
1. INFORMATION WE COLLECT
1.1 Information You Provide Directly
- Email Addresses: When you subscribe to newsletters or contact us
- Contact Information: Name, email, phone when contacting support
- Feedback: Messages, comments, or suggestions you provide
- Calculator Inputs: Numbers entered into calculators (processed locally when possible)
1.2 Information Collected Automatically
| Type of Data |
Purpose |
Retention |
| IP Address |
Analytics, security, location insights |
26 months |
| Browser Information |
Website optimization |
26 months |
| Device Information |
Mobile optimization |
26 months |
| Usage Data |
Website improvement |
26 months |
| Page Views |
Content optimization |
26 months |
1.3 Calculator Data Protection
IMPORTANT: Financial information entered into calculators is processed locally on your device whenever possible. We do not store sensitive financial data like loan amounts or income figures on our servers.
2. HOW WE USE YOUR INFORMATION
2.1 Service Provision
- Process calculator inputs and display results
- Maintain and improve website performance
- Optimize user interface and experience
- Identify and fix technical issues
- Develop new calculators and features
2.2 Communication
- Respond to support inquiries
- Send service updates and notifications
- Provide financial tips and guides (with consent)
- Send legal notices and policy updates
2.3 Analytics and Research
- Understand website usage patterns
- Monitor website performance and reliability
- Determine popular calculators and content
- Research user needs for new features
2.4 Advertising and Revenue
- Display relevant advertisements
- Measure advertising effectiveness
- Support free access to calculator tools
3. COOKIES AND TRACKING
3.1 Types of Cookies
Essential Cookies (Always Active)
- Website functionality and user preferences
- Security and fraud prevention
- Load balancing across servers
Analytics Cookies (Can Be Disabled)
- Google Analytics for website usage tracking
- Performance monitoring and error tracking
- User journey and navigation analysis
Advertising Cookies (Can Be Disabled)
- Google AdSense for relevant advertisements
- Ad targeting based on interests
- Advertisement performance measurement
3.2 Managing Cookies
You can control cookies through your browser settings:
- Chrome: Settings > Privacy and Security > Cookies
- Firefox: Options > Privacy & Security > Cookies
- Safari: Preferences > Privacy > Cookies
- Edge: Settings > Cookies and site permissions
Note: Disabling cookies may affect website functionality.
4. THIRD-PARTY SERVICES
4.1 Google Analytics
- Purpose: Website traffic analysis and user behavior
- Data: IP address, browser info, page views
- Retention: 26 months
- Opt-out: Available through Google's browser add-on
4.2 Google AdSense
- Purpose: Display relevant advertisements
- Data: Browsing behavior, interests, demographics
- Controls: Available through Google Ads Settings
4.3 Website Hosting (Netlify)
- Purpose: Website hosting and content delivery
- Data: Access logs, IP addresses, requests
- Security: SSL encryption, DDoS protection
4.4 Email Services
- Purpose: Newsletter and support communications
- Data: Email address, name, engagement metrics
- Unsubscribe: Available in all communications
5. DATA SHARING AND DISCLOSURE
WE DO NOT SELL YOUR PERSONAL INFORMATION. We only share data in limited circumstances described below.
5.1 Service Providers
- Google Analytics for website insights
- Google AdSense for advertising
- Email service providers for communications
- Hosting providers for website infrastructure
5.2 Legal Requirements
We may disclose information when required by law or to:
- Comply with legal process or court orders
- Respond to government or law enforcement requests
- Protect user safety or public safety
- Enforce our terms of service
5.3 Business Transfers
If we are involved in a merger, acquisition, or sale, your information may be transferred as part of the transaction with appropriate notice.
5.4 Aggregated Data
We may share anonymous, aggregated information for research, marketing, or business development purposes.
6. DATA SECURITY
6.1 Security Measures
- SSL Encryption: All data transmission encrypted via HTTPS
- Secure Hosting: Industry-standard cloud security
- Access Controls: Restricted access to personal information
- Regular Updates: Security patches applied promptly
- Monitoring: Continuous security threat monitoring
6.2 Data Minimization
- Collect only necessary information
- Process calculator data locally when possible
- Delete data according to retention schedules
- Use information only for stated purposes
6.3 Breach Notification
In the event of a data breach affecting your information, we will notify you and relevant authorities as required by law, typically within 72 hours of discovery.
6.4 Security Limitations
While we implement strong security measures, no internet transmission is 100% secure. We cannot guarantee absolute security but work continuously to protect your information.
7. YOUR RIGHTS AND CHOICES
7.1 Access and Correction
- Access: Request copies of personal information we hold
- Correction: Update or correct inaccurate information
- Portability: Receive data in structured format
7.2 Deletion and Restriction
- Deletion: Request deletion of personal information
- Restriction: Limit how information is processed
- Objection: Object to certain types of processing
7.3 Communication Preferences
- Unsubscribe from marketing emails
- Control notification settings
- Adjust communication frequency
7.4 Advertising Controls
- Opt out of personalized advertising
- Manage advertising cookies
- Use industry opt-out tools
7.5 Exercising Rights
To exercise these rights, contact us at anshvidyamentorship@gmail.com We will respond within 30 days and may need to verify your identity for security.
8. CHILDREN'S PRIVACY
8.1 Age Restrictions
Our service is not intended for children under 13. We do not knowingly collect personal information from children under 13.
8.2 Parental Notice
If we learn that we have collected information from a child under 13, we will delete it immediately. Parents who believe their child has provided information should contact us immediately.
8.3 Educational Use
Our calculators may be used for educational purposes under adult supervision, but we do not target or market to children.
9. INTERNATIONAL USERS
9.1 Indian Law Compliance
This privacy policy complies with Indian privacy laws including:
- Information Technology Act 2000 and Privacy Rules
- Upcoming Personal Data Protection legislation
- Applicable regulatory guidelines
9.2 International Data Transfers
Some service providers (like Google) may process data outside India. We ensure appropriate protections through:
- Adequate protection standards
- Contractual safeguards
- User control options
9.3 European Users
Users in the European Economic Area may have additional rights under GDPR, including enhanced rights to access, correct, and delete personal information.
10. CHANGES TO THIS POLICY
10.1 Updates
We may update this privacy policy to reflect changes in our practices, services, or legal requirements.
10.2 Notification
When we make changes, we will:
- Post the updated policy on this page
- Update the "Last Updated" date
- Send email notifications for significant changes
- Display prominent notices on our website
10.3 Acceptance
Your continued use of our service after changes take effect constitutes acceptance of the updated policy.
10.4 Previous Versions
We maintain records of significant policy changes. Previous versions may be available upon request.